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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 240-286-4179.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Real Estate Resources:
Special Offers - Special offers for Silver Spring and Washington DC homeowners from Nancy Ricks. Affiliates - Nancy Ricks' real estate web site affiliates. eNewsletter - Nancy Ricks'Silver Spring and Washington DC newsletter email will send you the latest real estate information. Today's Real Estate News - Daily real estate news for this neighborhood, Maryland, and United States. Market Conditions Report - Market conditions report for this area, Maryland, and United States. Mortgage Calculator - Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com. TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Maryland real estate. Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more. Ask Anything - Ask Nancy Ricks anything real estate. NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale. Real Estate Tips - Nancy Ricks' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers. Real Estate Trivia - Nancy Ricks' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more. Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Silver Spring and Washington DC property in Maryland, including legal terms definitions, and more. Go to Main Sitemap - Main sitemap sections include Find Silver Spring and Washington DC Homes, For Home Buyers, For Home Sellers, Silver Spring and Washington DC Information, Real Estate Resources, and About Nancy Ricks. 
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First Time Buyers >A Great Opportunity
Home ownership may seem like "the impossible dream" to first-time buyers who have to stretch in order to purchase their first home. Many younger buyers can afford the monthly mortgage payments, but may have to get creative to cover the down payment and closing costs.
Contact a real estate professional if you are thinking about buying your first home. For those whose funds are limited, there may be possibilities you have not considered, such as local or federal loan programs that can help get you moved into your new home. There are many flexible new mortgage loans available to first-time buyers. Sellers are sometimes willing to extend a small loan to help cover closing costs in order to complete the sale.
You can also consider the many housing options available. There are beautiful condominiums and townhouses with desirable amenities and prices that are designed to appeal to first-time buyers who cannot yet afford a single-family detached home.
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| Q |
What is the only land in the world that has not been walked on by human feet?
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A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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