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Welcome > Local Info > School Information ...

Get Free Silver Spring and Washington DC School Reports From a Local Expert, Quickly by Email

Everyone offers free school reports. Me too! Plus I offer more. As a top Silver Spring and Washington DC real estate agent, I can tell you things about the schools that no report generated by a computer will ever know. Remember, I consult with people moving to the Silver Spring and Washington DC, Maryland area on a daily basis. It's my job to know, and my job to tell you.

Call me for a first-hand experience of the local schools. Or fill out this form to send me a message right now. It's free and without obligation. I'll get back to you immediately with a phone call, a free report, or a brochure from a local school...

What ages are your children? I'll tell you what your choices are for schools in Silver Spring and Washington DC. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What is currently the most sought-after amenity in the majority of upscale homes?
A	Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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Nancy Ricks, REALTOR®, real estate agent and broker for Silver Spring and Washington DC, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Ricks
Realty Executives
12122 B Heritage Park Circle
Silver Spring, MD 20906
240-286-4179
Fax: 866-245-6354
nr@nancyricks.com

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