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Welcome to Nancy Ricks'Silver Spring and Washington DC Real Estate Website

Welcome! Here You Can Find Great Information on Silver Spring and Washington DC, Maryland Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Silver Spring and Washington DC real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Silver Spring and Washington DC real estate agent, I have the experience and track record you are looking for. Please let me help.

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School Reports in Silver Spring and Washington DC, Maryland

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Maryland Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Silver Spring and Washington DC

First Time Buyers >Good Faith Estimates

Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.

If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.

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Q	Where is the world's largest dome?
A	The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana.
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Nancy Ricks, REALTOR®, real estate agent and broker for Silver Spring and Washington DC, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Ricks
Realty Executives
12122 B Heritage Park Circle
Silver Spring, MD 20906
240-286-4179
Fax: 866-245-6354
nr@nancyricks.com

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