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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Silver Spring and Washington DC real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Selling Your Home >Showtime

Does your home have more than its share of dust bunnies? Do you have a "noticeable" kitty litter box and closets whose contents tumble toward your feet when opened? If you are planning to sell your home, please don't be offended by your real estate agent's suggestions about what you should do to prepare your home for the market.

One of the major challenges that sellers face is keeping their home in top showing condition while it is on the market. Many sellers have difficulty incorporating this necessity into their already busy lives. In such situations we strongly recommend that you get professional help.

If you already have a cleaning person, you may want to increase the cleaning frequency. Remember that not all buyers want to use their imagination to visualize a well-kept home. They usually react emotionally to exactly what they see, rather than to the possibilities that your home represents. If your home looks like it will require a lot of work, buyers may elect to keep looking.

For most sellers, the goal is to get the home sold as quickly as possible, and for the best price. Hiring a professional cleaner can pay high dividends.

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Q	Into what category do forty-four percent of home buying households fall?
A	Forty-four percent of home-buying households are made up of married couples with dependents.
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Nancy Ricks, REALTOR®, real estate agent and broker for Silver Spring and Washington DC, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Ricks
Realty Executives
12122 B Heritage Park Circle
Silver Spring, MD 20906
240-286-4179
Fax: 866-245-6354
nr@nancyricks.com

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