Real Estate Affiliates in Silver Spring and Washington DC, Maryland Provided by Nancy Ricks

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School Reports in Silver Spring and Washington DC, Maryland

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Schools in Silver Spring and Washington DC

Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	Where is the world's largest wine cellar, and how big is it?
A	A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons.
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Nancy Ricks, REALTOR®, real estate agent and broker for Silver Spring and Washington DC, Maryland home listings, property and land for sale - NUMBER1EXPERT™

Nancy Ricks
Realty Executives
12122 B Heritage Park Circle
Silver Spring, MD 20906
240-286-4179
Fax: 866-245-6354
nr@nancyricks.com

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