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Welcome to Nancy Ricks'Silver Spring and Washington DC Real Estate Website

Welcome! Here You Can Find Great Information on Silver Spring and Washington DC, Maryland Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Silver Spring and Washington DC real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Silver Spring and Washington DC real estate agent, I have the experience and track record you are looking for. Please let me help.

- Nancy Ricks

School Reports in Silver Spring and Washington DC, Maryland

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Maryland Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Silver Spring and Washington DC

First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What building has been named the 21st Century Townhouse project?
A	4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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Nancy Ricks, REALTOR®, real estate agent and broker for Silver Spring and Washington DC, Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Ricks
Realty Executives
12122 B Heritage Park Circle
Silver Spring, MD 20906
240-286-4179
Fax: 866-245-6354
nr@nancyricks.com

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